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Connected.

The borrower just left qualification. Don't be left behind.

← SIGNALS SIGNALS → BORROWER ACQUISITION INTELLIGENCE™ LENDER
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Reviewed by lenders. Built for pull-through. A UC Berkeley SkyDeck Pad-13 Supported Company.
24%
of mortgage applications never close
~$21B
in unrecovered production costs lost to fallout annually
6 in 10
qualified borrowers close with someone else
Sources: MBA, HMDA 2024 · Approximate

A new model —
where you know
before they call.

The acquisition process has always been siloed from mortgage. Quovence changes that with a structured, standardized model that keeps financing and acquisition moving together from start to finish.

Every borrower receives a personalized acquisition workspace that adapts to their goals—whether lifestyle or investment—and puts them in control. It provides the intelligence, structure, and decision support to independently navigate the acquisition process from beginning to end, while licensed real estate brokers are available for negotiations and contract review.

01
The industry standardized underwriting.
No one standardized the acquisition.
The industry built sophisticated systems for everything that happens inside the loan. Nobody built anything for what happens outside it. The acquisition — the process that determines whether financing succeeds — has always been informal, fragmented, and invisible to the people financing it.
02
When processes are standardized,
everyone wins.
Every industry that has introduced structure into a previously informal process has seen the same outcome — better decisions, fewer surprises, stronger results for everyone involved. We applied that principle to the one part of the real estate transaction that has never had a standardized model.
03
Lenders were never disengaged.
They just never had a seat at the table.
The acquisition moved forward without them — not by design, but by default. No structured way to stay connected. No visibility into the decisions that quietly shift the financing picture. No ability to intervene before a problem becomes a delay. Quovence pulls out your chair.
04
The two parties who matter most —
finally moving together.
For the first time, the borrower's most trusted partner sees the full picture — every decision, every milestone, every moment that matters. The lender is finally in the acquisition. Not waiting for a call. Not reacting to a problem. Present from the first search to the final signature.
05
The result. Better outcomes for everyone.
A pipeline that performs the way it should. A loan that closes the way it was always meant to. A borrower who comes back. And a lender who was there the whole way.

What changes when your borrower has a structured acquisition path.

When borrowers move through a structured acquisition process, they arrive better prepared at every stage. Financing stays aligned. Critical moments get flagged before they become problems. And the lender — for the first time — has the awareness to act when it matters most.

A pipeline that performs the way it should.
A loan that closes the way it was always meant to.
A borrower who comes back.

Sticks with you.

The lender who invites their borrower to Quovence becomes the hero of their acquisition experience — connecting them to a platform that delivers a more informed path, the certainty to close with confidence, and significant savings. That advantage — being the one who brought them in — creates lasting lender stickiness and borrower loyalty.

Lender Intelligence
Acquisition events.
Delivered to you.
Structured acquisition intelligence across your full borrower pipeline — from outcomes to intervention.
Acquisition Outcomes
Q3 · Active
Closed
42
↑ 8 vs Q2
At Risk
3
Needs attention
On Track
7
Progressing
Pull-Through by Stage
Closed
84%
Under Contract
91%
Offer Stage
72%
At Risk
16%
Transactions saved by Quovence intervention
10
Acquisition Outcomes
Closings, at-risk borrowers, and pull-through across your pipeline.
KPI Performance
Q3 · Rolling
Pull-Through
84%
↑ 6pts vs Q2
Fallout Rate
16%
↓ 6pts vs Q2
Avg Days to Close
21
↓ 8 days
Interventions
28
This quarter
Fallout Breakdown
84%
closed
Closed
84%
Rate Issue
9%
Financing
7%
KPI Performance
Pull-through, fallout rates, and intervention tracking across your pipeline.
Real-Time Awareness
Today · Active
Borrower Activity · Now
Marcus James needs your attention
3 acquisition events require review
Urgent
Sarah & Tom Reyes · File update
Acquisition decision affecting loan terms
Review
Elena Vasquez · Moving forward
New acquisition activity · No action required
On track
David Chen · Appraisal in progress
Monitoring · No intervention needed
Monitoring
James & Lisa Park · Searching
Active property search · No events today
Quiet
Borrowers active in acquisition today
47
Real-Time Awareness
Know where every borrower stands — without waiting for a call.
Better Utilize Your Resources
Today
Borrowers Requiring Attention
1
Marcus James
Rate lock expiring · Inspection finding · Close extended
Act now
2
Sarah & Tom Reyes
Purchase price revised · Re-disclosure required
Review file
3
Elena Vasquez
Counter offer pending · Qualification check
Check in
4
David Chen
Appraisal ordered · No action yet
Monitor
5
James & Lisa Park
Property search · No recent events
Operational resources focused on the right acquisitions
↑ 34%
Better Utilize Your Resources
Know which borrowers need your team's attention today — and why.
Quovence delivers acquisition intelligence directly to your existing CRM or LOS — no new systems to learn.

Built from inside
the transaction.

After more than two decades in real estate brokerage leadership and technology, Founder & CEO Jane Lippman had watched the same failure repeat itself across hundreds of transactions.

1

Not because buyers weren't qualified. Not because lenders weren't doing their jobs. But because real estate professionals simply aren't trained in the financing mechanics that run parallel to everything they do. The two worlds move forward at the same time, but rarely in the same direction. And by the time the disconnect surfaces, it's already too late to fix it without cost.

The industry had accepted this as normal. Jane didn't.

The primary reason real estate acquisitions fail to close is financing issues. Throughout the acquisition process, buyers and lenders move forward independently, making decisions with limited visibility into how those decisions affect one another. Financing doesn't fail all at once — it drifts. Quietly. Gradually. Until one day it simply no longer supports the transaction it was meant to close.

Jane believed there had to be a better way.

2

With the advent of artificial intelligence, she saw the opportunity to create something the industry had never had: a uniform, intelligent way to keep financing aligned throughout the acquisition process — benefiting buyers, lenders, and every professional involved, starting with real estate investors.

She and her team have built Quovence — an intelligent acquisition operating system that transforms every acquisition into a living digital record. Each decision, milestone, and acquisition event is captured as it happens with signals triggering between parties. That continuous record powers Quovence's Acquisition Intelligence™ — a decision engine that evaluates how evolving acquisition decisions may impact financing while providing buyers and lenders with real-time awareness throughout the process. Two worlds are now finally one.

Our Mission

To eliminate the disconnect throughout the real estate acquisition process by creating an intelligent standardized operating system that keeps acquisition decisions and financing aligned, enabling more successful outcomes for buyers, investors, lenders, and industry professionals.

Quovence
/kwōh·vänz/
from quo, a direction forward, and vincere, to conquer and prevail.
"The confidence to move forward and conquer — intelligently."

FAQ

Everything you need to understand how Quovence fits into your lending operation — and what it means for your borrowers, your loan officers, and your bottom line.

What is Quovence?

Quovence is an intelligent operating system that keeps financing aligned with borrower decisions throughout the property purchase process. It delivers Acquisition Intelligence™ to lenders — structured awareness of the events that affect financing — so issues can be addressed before they become delays or failed transactions.

The two parties who determine whether a transaction closes are the borrower and the lender. We believe they deserve to be in lockstep throughout every stage of the acquisition — not just at opening and rate lock. Today, borrowers move through the acquisition occupied by a continuous stream of decisions — each one carrying financial implications that quietly affect the loan. It isn't that lenders aren't engaged. It's that the acquisition process has never given them a seat at the table — no visibility into the events unfolding in real time, no way to contribute at the moments that matter most. You can't act on what you don't know is happening.

For the first time, the borrower's most trusted partner sees the full picture — every decision, every milestone, every moment that matters. The lender is finally in the acquisition. From the first property search through offer, negotiation, and into contract — not just at opening and rate lock. The whole way through — bridging the acquisition gap that has cost both parties for far too long.

How is Quovence different from a CRM or LOS?
Your CRM and LOS are powerful tools — but they depend on manual input and can't tell you what your borrower is doing in real time between pre-qualification and close. Quovence delivers Acquisition Intelligence™ directly to your existing systems — alerting you to acquisition events as they happen, helping you intervene at the right moments, and giving you the ability to prioritize the borrowers who need your attention most. We believe the two primary financing decision-makers in every transaction deserve to know what the other is doing at every moment — so both arrive at closing prepared.
What is the layer between qualification and close that Quovence provides?

Between pre-qualification and close, an entire acquisition unfolds — property searches, offers, negotiations, inspections, appraisals, and dozens of decisions that can shift the financing picture. Until now, that activity reached lenders only through fragmented communication and manual updates.

Quovence introduces a fundamentally new model for acquiring real estate. The entire acquisition moves through the Quovence platform — every step, every decision, and every event captured in real time, creating a structured living record of the acquisition as it happens. That record powers Acquisition Intelligence™ — giving lenders structured awareness of the events that matter, delivered in a way that is actionable, not reactive.

How does Quovence improve pull-through?
Financing doesn't fail all at once — it drifts. Quovence provides lenders with real-time awareness of acquisition events that may impact financing as they occur, creating the opportunity to intervene early rather than react late. Earlier awareness means fewer surprises, less rework, and more transactions that actually close.
Does Quovence replace my existing technology stack?
No. Quovence is designed to work alongside the systems you already use. It is not a replacement for your LOS, POS, or CRM — it is the intelligence layer that sits between the acquisition and your existing infrastructure, delivering structured acquisition data where it is most actionable.
Is Quovence an AI chatbot?
No. Quovence is an intelligent acquisition operating system. AI is one component of the platform — its role is to continuously evaluate acquisition decisions, capture events as they occur, and deliver meaningful intelligence to lenders and borrowers. It does not simply answer questions.
Why does Quovence focus on the entire acquisition rather than just financing?
Because every decision made during an acquisition has the potential to affect financing. An inspection finding, a counteroffer, a repair request, an appraisal gap — none of these exist in isolation from the loan. Quovence was built to understand the acquisition in full, so financing can stay aligned throughout — not just at origination.
How does this benefit my loan officers?
Quovence gives loan officers structured awareness they have never had before — into what their borrower is doing and deciding throughout the acquisition. Rather than waiting for problems to surface through a phone call or a missed milestone, loan officers can engage at the moments that matter most, with the context they need to act decisively.
How do I learn more or see a demonstration?
Request a personalized demonstration to see how Quovence delivers Acquisition Intelligence™ to your lending operation. Use the contact form below or reach out directly to speak with a founder.

Ready to see it in action?

We are selecting a limited number of lender partners for early access. Request a personalized demonstration — direct line to the founding team.

Request a Demonstration
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ACT Tech Summit · Dallas, Texas · August 12–13, 2026
Quovence
/kwōh·vänz/
You found us at ACT Tech Summit.
Acquisition Intelligence for Increased Capital Deployment.
Jane Lippman
Co-founder & CEO